Frequently Asked Questions

  • When should I refinance?
  • What are points?
  • Should I pay points to lower my interest rate?
  • What is an APR?
  • What does it mean to lock the interest rate?
  • What documents do I need to prepare for my loan application?
  • How is my credit judged by lenders?
  • What can I do to improve my credit score?
  • What is an Appraisal?
  • What is PMI (Private Mortgage Insurance)
  • What is 80-10-10 financing?
  • What happens at closing?

6836 Austin Center Blvd. Suite 110, Austin, TX 78731 | phone: 512-459-2400 | toll free: 800-955-4542 | fax: 512-459-8310